Published on July 2, 2020

Here is the most affordable way to own your dream car right now!

• Lowest monthly payment starting year 1
• Loan payment will slowly step up every year while staying within budget
• Plan and control your cash-out according to your priorities

What is the Auto Loan Step Up PayPlan?
The Step Up Pay Plan is a new product option for our Auto Loan that allows you to plan and control how much you will pay for your loan every year.

• Plan and control your monthly cash-out by paying less during the early years of your loan term
• Your loan payment will start at the lowest value on the first year, and will slowly step-up for each following year, while staying within your budget

How does it work?
On the first year of your Step Up PayPlan, the amount of the monthly loan payment can be 10% lower than the monthly amortization of a regular Auto Loan.


From year 2 onwards, the amount of your monthly loan payment will start to increase by small steps, to ensure that the yearly step up of your Auto loan payments will stay affordable until the end of the loan term.

Loan Amount: P800,000
Loan Term: 60 mos.
Rate: 10.43%

Product Guide


The Auto Loan Step Up PayPlan is purposefully designed to match your changing needs, especially during these times, so you can free up your funds and have allowance for rainy days.


Check out the other program features of the Auto Loan Step Up PayPlan:

Compare Our Loan Solutions and Get the Best Product For Your Need

Ready to step up and start with your Auto Loan? Here's how:


Submit your Auto Loan application here or through any of the following channels: BPI/BPI Family Savings Bank Branches, Accredited Car Dealerships.

How to apply for Step Up PayPlan thru BPI or BPI Family Savings Branch

How to apply for Step Up PayPlan online

So why wait? Apply for a Step Up PayPlan to get your dream car now!